• MGNREGA (Mahatma Gandhi National Rural Employment Guarantee Act):
    • Provides a unique social safety net.
    • Increases rural employment.
    • Aims to address unfulfilled aspirations of the bottom billion.
    • Contributes to poverty alleviation by providing income support.
  • PM Jan Dhan Yojana (PMJDY):
    • Launched to eradicate financial untouchability.
    • Aims for financial inclusion of every individual without a bank account.
    • Provides universal access to financial services.
    • Supports financial literacy and consumer protection.
    • Helps bring low-income groups into the formal financial system.
  • These schemes are direct government actions to ensure basic amenities and address disparities.