• Inflation indices are crucial for monetary policy decisions.
  • The Reserve Bank of India (RBI) uses CPI-Combined as its inflation target.
  • The target is 4% with a band of +/- 2%.
  • If inflation is outside this band for three consecutive quarters, RBI is deemed to have failed.
  • This triggers a report to the government explaining reasons and remedial actions.
  • Inflation indices guide RBI in setting policy rates like the repo rate.
  • They help RBI manage money supply to maintain price stability and support growth.

Diagram: Understanding Inflation Indices

  • GDP Deflator: Compares nominal and real GDP
  • Consumer Price Index: Measures retail price changes for consumers
  • Wholesale Price Index: Tracks wholesale price changes for producers