- CBDC will complement cash, not replace it.
- It will be issued in existing currency denominations.
- It will be distributed through banks.
- Payments would be faster and easier without settlement delays.
- It offers an efficient, trusted, and regulated payment option.
- It can lead to higher seigniorage due to lower printing/distribution costs.
- It offers features of physical cash like trust, safety, and settlement.
- It can strengthen the operating framework of monetary policy.