• It mandated a 30-day review period for defaulted accounts.
  • Required lenders to decide on a resolution strategy within this period.
  • Introduced the need for an Inter-Creditor Agreement (ICA).
  • Set strict timelines (180 days, 365 days) for resolution plan implementation.
  • Imposed additional provisioning for delays.
  • Incentivized moving cases to the Insolvency and Bankruptcy Code (IBC).
  • Made the framework applicable to a broader set of financial institutions.