• DFIs were established mainly to cater to the demand for long-term finance.
  • This was primarily for the industrial sector.
  • They provide long-term loans, equity capital, guarantees, and underwriting functions.
  • They assist in activities or sectors where risks are higher than commercial banks would bear.
  • They also help upgrade managerial and operational prerequisites of assisted projects.
  • DFIs play a “gap-filler” role where financial markets are incomplete.