• Access to Credit:
    • Absence of adequate and timely banking finance.
    • High cost of institutional credit.
  • Technology:
    • Non-availability of suitable technology.
    • Constraints on modernization and expansions.
  • Other Challenges:
    • Limited capital and knowledge.
    • Low production capacity, unable to exploit economies of scale.
    • Ineffective marketing strategy.
    • Non-availability of skilled labor at affordable cost.
    • Challenges in following up with government agencies for payments/problems.