Advantages
  • Helps in increasing aggregate demand in the economy.
  • Results in economic growth.
  • Can be used when banks lack sufficient liquidity.
  • Avoids increasing interest rates that would hamper investments.
Disadvantages
  • Increases debt on the Government.
  • Impacts overall macroeconomic stability.
  • May result in ratings downgrade.
  • Increases inflation due to increased money supply.
  • May result in rupee depreciation and capital flight.
  • RBI can be seen as losing control over its monetary policy.
  • Can lure future governments into an easy route of financing deficits.