• Weak Macroeconomic Fundamentals:
    • Fiscal deficit of 8.4% of GDP in 1990-91.
    • Current account deficit of 3.1%.
    • High inflation of 17%.
    • High external debt.
  • Balance of Payments Crisis:
    • Short-term debt of about 2 billion rolled over daily.
    • Rapid withdrawal of NRI deposits (over $10 billion).
    • Foreign exchange reserves down to $1 billion (enough for fortnight’s imports).
    • Iraqi invasion of Kuwait (1990) increased oil prices and import bill.
    • Fall in Indian exports to Middle East.
    • India’s international credit rating sharply downgraded.
    • Difficulty in raising foreign credit.
    • Forced to pledge 67 tonnes of gold as collateral.
  • Structural Weaknesses: Pervasive industrial control (license raj), MRTP Act, nationalization, inward-looking trade policy.