• Definition: DBT is a system where government directly transfers money to beneficiaries’ accounts.
  • How it Works:
    • Beneficiaries purchase products from the market at market price.
    • Government transfers the subsidy amount directly into their Aadhaar-linked bank account.
    • It leverages Jan Dhan accounts, Aadhaar, and Mobile (JAM trinity).
    • Example: LPG subsidy (households buy at market price, subsidy transferred).